Hickory Area Happenings!

One of the biggest myths I hear from buyers in Hickory is: “I can’t buy a house until I have 20% down.”

Here’s the truth:

• FHA loans may require as little as 3.5% down.
• VA loans (for veterans) can require 0% down.
• USDA loans (available in parts of Catawba County) also allow 0% down.
• North Carolina programs offer down payment assistance for first-time buyers.

Waiting to save up 20% can keep you out of the market unnecessarily. With interest rates and housing prices moving, getting in sooner could save you money long-term.

When people think of retiring in North Carolina, they often picture coastal towns or mountain retreats. But there’s a hidden gem right in the Catawba Valley: Downtown Hickory.

Here’s why retirees are choosing Hickory as their new home:

1. Walkability – You can enjoy restaurants, coffee shops, boutiques, and the Hickory Farmers Market all on foot.
2. Healthcare Access – Excellent healthcare facilities are nearby, an important factor for retirees.
3. Community Vibe – Downtown Hickory offers concerts, festivals, and community events that make it easy to feel connected.
4. Affordability – Compared to larger cities, Hickory offers lower housing costs without sacrificing amenities.

I’ve worked with several retirees who chose downtown living because it keeps them active and connected. They love the blend of convenience and charm.

Curious about homes or condos in Downtown Hickory? Let’s schedule a tour together and explore what retirement living here could look like for you.

Sheree Byrd, Realtor®, Faith Parker Properties

828-391-9535; info@shereebyrdrealtor.com